I am still trlying to figure out how to write so people can understant what I am saying

A short wile ago, I put out a call for help on how to publicize my plan to Democratize Money by Monetizing Citizens. I got one response that suggested the book was too difficult to read and that it, for lack of a better way to put it, needed to be written so that it is accessible to readers who are less well educated in the fields of accounting, economics, fiance and monetary policy. While, the comment did not give me a good idea what the problem in readability is, I decided to first attack the problem of readability by imposing an overview or outline or plan of the book at the front of the book for starters. Then do the same for each chapter. Also to take some pains to keep the writing as simple as possible. This later will be a challenge for me as I think in convoluted ways.

So, I have a second draft of the overview, outline or plan of the book. It is not a final version, I should think, but, I offer it for criticism, comment, picking apart or the like. The object is to turn this in to something readily accessible to more readers:

The author proposes in this book, Democratize Money, that every US citizen should receive a basic annual, tax free income of $20,000 paid in equal monthly or biweekly payments. That the Federal Reserve Bank, the Fed, make these payments by depositing newly created money in each citizen’s draft account, electronic banking service or by mailing a check to those citizens who choose not to have a demand account in a financial institution or to utilize an electronic banking service. This newly created money will replace some of the money the Fed currently creates in another way (see the discussion of market operations later in the book). It will not be drawn from US Treasury funds. The Fed making payments to citizens of newly created money is the central feature of democratizing money. This way of putting new money is circulation which in effect monetizes citizens1 is the central feature of the plan. There are three other components of this plan. The first is that the Feds will annually deposit $2,000 in the US Treasury for each citizen in the US, Territories, and living abroad; and, the Fed will annually deposit $2,000 in each State or Territorial treasury for each US citizen resident in its jurisdiction. The second is that citizen’s income under this plan can not be garnisheed or otherwise seized or encumbered even by law. Hence, it can not be used to determine a citizen’s credit worthiness or ability to pay. The third additional component is that citizens are required to participate in elections by voting in elections and serving on juries when called to maintain their eligibility to receive new money payments from the Fed.

This book will detail how the democratizing money by monetizing citizens will work; how it monetizing citizens will impact existing policies: and the book will suggest some consequences of the Fed putting new money in circulation by making direct payments to citizens. To give the reader a context, the book will begin with a brief history of what money is and how money was and is created. The book will then follow with an argument for why the current manner in which the Fed creates money needs to be supplemented by monetizing citizens. 2 The book will then address how the Fed will avoid inflation as it puts newly created money in circulation by making direct distributions of newly created money to citizens. The book will address how the need for entitlement programs will drastically change and largely result in eliminating some entitlement programs. Monetizing citizens will have implications for immigration. Democratizing money will significantly modify the and the traditional ‘tax and spend’ political debate in America. Finally, the book will discuss income inequality and wealth distribution changes that are likely to occur as this plan is implemented, matures and becomes a part of the fabric defining political, social, and economic equality in America.

1. The author uses ‘monetize’ here to mean the thing that underlies the issuance of new money is a citizen—in effect, citizens are what make the currency under this proposal have value.

2. To whit, to smooth out the business cycle of busts and booms.
So, again, any help by way of addressing the clearness, accessibility or readability of what I have done in the overview, plan or outline of the book above would be more than welcome.

Warmest regards, Ed